In Haskell County, TX, affordable housing – employee workforce housing assistance is managed through the Haskell Housing Authority, with additional resources available from federal programs.
Affordable housing for Employees & workforce housing resources
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CALL A PROFESSIONAL CONTRACTOR HOUSING SPECIALIST AT (210)887-2760
- Location: 702 S Ave H, Haskell, TX 79521.
- Phone: (940) 864-3685.
- Hours: Open Monday through Thursday, 8 a.m. to 4:30 p.m., and Friday, 8 a.m. to 12 p.m..
Types of programs
The following are common affordable housing programs available in Texas:
- Section 8 Housing Choice Vouchers: These vouchers help low-income families, the elderly, and people with disabilities afford rent for housing in the private market.
- Public Housing: This program offers subsidized housing managed by the local housing authority. Eligibility is based on income and family size.
- Subsidized Housing: This can include privately owned complexes that receive government funding to offer reduced rent to qualifying tenants.
Eligibility requirements
Eligibility for these programs is determined by household income, relative to the Area Median Income (AMI).
- Income limits: The U.S. Department of Housing and Urban Development (HUD) sets these limits. To be eligible, your household’s income must fall below a certain percentage of the AMI for Haskell County.
- Application process: You will need to contact the Haskell Housing Authority to apply and be placed on a waiting list.
Other resources
For more information, you can explore other resources for affordable housing:
- Realtor.com: Lists affordable apartments and homes for rent in Haskell County.
- Texas Law Help: Provides legal information and resources about public housing in Texas.
- USA.gov: Offers information on national rental assistance programs.
What are the income limits for affordable housing in Haskell County?
For fiscal year (FY) 2025, which began on April 1, 2025, the U.S. Department of Housing and Urban Development (HUD) established the following income limits for affordable housing in Haskell County, TX
. The limits vary depending on the specific program.
FY 2025 income limits
The following chart details the maximum household income for three levels of assistance, based on the number of people in the household:
| Household size | Extremely Low Income (30%) | Very Low Income (50%) | Low Income (80%) |
|---|---|---|---|
| 1 Person | $16,700 | $27,800 | $53,800 |
| 2 Persons | $19,050 | $31,800 | $61,500 |
| 3 Persons | $21,450 | $35,750 | $69,200 |
| 4 Persons | $23,800 | $39,700 | $76,850 |
| 5 Persons | $25,750 | $42,900 | $83,000 |
| 6 Persons | $27,650 | $46,100 | $89,150 |
| 7 Persons | $29,550 | $49,250 | $95,300 |
| 8 Persons | $31,450 | $52,450 | $101,450 |
These limits are based on the Area Median Income (AMI), which for Haskell County is $76,900 for FY 2025.
How the income categories are defined
- Extremely Low-Income (ELI): A household’s income does not exceed 30% of the AMI.
- Very Low-Income: A household’s income does not exceed 50% of the AMI.
- Low-Income: A household’s income does not exceed 80% of the AMI.
Important notes
- Programs vary: Different housing assistance programs may have different income limits, even within these categories. For example, some programs might use the state non-metropolitan median income as a base.
- Verification: To determine your eligibility, contact the
Haskell Housing Authority
directly. They can assess your household size and income against the specific program requirements.
- Income verification: Your income must be verified periodically, so eligibility can change over time.
Beyond income, other important factors affect eligibility for affordable housing programs in Haskell County and elsewhere in Texas. Applicants are screened for:
- Citizenship or immigration status: Eligibility is limited to U.S. citizens and certain categories of non-citizens with eligible immigration status.
- Family composition: The number of people in your household determines the appropriate unit size and affects the income limits that apply to you.
- Background checks: A criminal background check is required, and certain serious offenses, especially drug- and violence-related charges, can disqualify an applicant.
- Previous housing history: Landlords want to know that you have been a good tenant in the past. Your rental and eviction history will be reviewed. A past eviction can often disqualify you from future rentals.
- Assets: Your assets, such as bank accounts and property, are also evaluated as part of your total financial picture.
- Local preferences: Public housing authorities (PHAs) can give preference to certain types of applicants based on local needs. For example, a PHA might prioritize homeless families or those paying more than 50% of their income for rent.
For specific details on requirements and what information to provide, you will need to contact the Haskell Housing Authority directly.
When determining eligibility for affordable housing programs, the U.S. Department of Housing and Urban Development (HUD) considers “net family assets” in addition to household income. The asset limits were updated under the Housing Opportunities Through Modernization Act (HOTMA).
What is included as a net family asset
Net family assets are generally defined as the value of all real and personal property that a household owns, minus any associated debt and reasonable disposition costs. These can include:
- Monetary accounts: Funds in checking, savings, money market, and certificate of deposit (CD) accounts.
- Investments: The cash value of stocks, bonds, Treasury bills, and mutual funds.
- Retirement funds: Funds in retirement accounts like 401(k)s, Keogh accounts, and annuities, even if a penalty would be incurred for withdrawal.
- Real property: Equity in any real estate holdings, such as investment or rental properties, as well as land. A key distinction is that applicants are often denied assistance if they own real property that is suitable for them to occupy as a residence.
- Revocable trusts: The cash value of any trusts available to the applicant.
- Investment personal property: Items like jewelry, coin collections, or antique cars if they are held as an investment, as opposed to for personal use.
New asset limits under HOTMA
Federal regulations were updated to set a maximum asset limit for applicants seeking public housing or a Housing Choice Voucher.
- Asset cap: Households with net family assets exceeding $100,000 (adjusted for inflation) are generally ineligible for new housing assistance.
- Real property limit: Owning real property that is suitable for the household to live in can also lead to ineligibility.
- Owner discretion: For families already receiving assistance, Public Housing Agencies (PHAs) and project owners have some discretion on how to enforce the asset limits during annual reviews.
What is excluded
Certain assets and property are excluded from the calculation of net family assets:
- Personal belongings: Necessary personal property, such as clothing, furniture, and vehicles used for daily transportation, are not counted.
- Specialized equipment: Vehicles specially equipped for a person with disabilities are excluded.
- Irrevocable trusts: Assets held in an irrevocable trust are typically not counted.
- Assets not controlled by the family: This includes assets in an individual’s name for which the funds benefit someone outside the household.
- Certain types of insurance: Term life insurance policies with no cash value are excluded.
Self-certification
Applicants whose total net family assets are under a specific threshold can often self-certify their assets. As of late 2024, this threshold is $50,000, meaning that if a household’s assets are below this amount, they may not need to be individually verified.
For further guidance on how assets might affect your specific situation, you must contact the Haskell Housing Authority directly.
This is for informational purposes only and may include mistakes.
Information may vary depending on location or individual circumstances.
Information may vary depending on location or individual circumstances.
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